1
Payroll data
Employee pay, accruals and deductions are securely shared with Flow.
For your staff01 / 07
Bills can’t wait
for payday.
Money worries are stressful for your staff.
For your business02 / 07
Keeping staff
is hard.
And losing them is expensive too!
The opportunity03 / 07
What could better retention
mean for your business?
Potential annual savings€26,400
Current annual replacement cost€120,000
Fewer departures per year17.6
22% turnover improvement is the average in companies that offer on-demand pay
What if you could support employees’ financial wellbeing with a benefit that costs your business nothing and is easy to implement?
Meet Flow04 / 07
9:41
More control.
Zero cost to you.
Give your team access to part of their earned pay before payday. Easy to implement and built around your people.
With the Flow app05 / 07
9:41
Earn it. Access it.
Carry on.
Employees can choose an amount and receive it directly in their bank account.
Demo unavailable. Please try replaying the demo.
How Flow works06 / 07
Your cashflow.
Your payroll. Unchanged.
Flow funds the advances. Repayment is collected on payday.
2
Employees view available balance
Employees can view their earnings, savings and available balance in the app.
3
Funds are advanced by Flow
Employees can access earned pay instantly. Funds are transferred by Flow directly to the employee.
4
Reconciled through payroll
Employee withdrawals and auto savings contributions are automatically reconciled at payroll cutoff.
What this means
for employers✓ No impact to
payroll process✓ Cashflow
neutral✓ Employer control
and limits✓ Fully auditable
reporting
for employers✓ No impact to
payroll process✓ Cashflow
neutral✓ Employer control
and limits✓ Fully auditable
reporting
Run payroll as usual. Apply the amounts withdrawn as deductions using Flow’s payroll report.
flowbenefits.gr07 / 07
Pay on demand
for your team.
01 / 07